Ripple Builds for Banks But XRP Is Still Down 20

Ripple is strengthening its position in the institutional crypto space, especially as U.S. regulations around stablecoins become more flexible. With its dollar-backed stablecoin RLUSD and expanding infrastructure, the company is positioning itself as a bridge between traditional finance and digital assets.
Recently, Ripple upgraded its custody platform through integrations with Securosys and Figment. These additions bring hardware-level security, making it easier for banks and custodians to store, stake, and manage digital assets without complex technical setups. The platform now supports staking on major networks like Ethereum and Solana, with built-in compliance tools.
At the same time, U.S. regulators are easing restrictions on stablecoins. New guidance allows trust banks to issue payment stablecoins under the GENIUS Act framework, opening the door for deeper integration with traditional finance. Ripple s RLUSD and its ambition to become a national trust bank could benefit directly from this shift.
Despite all this progress, XRP remains under pressure, down more than 20 year-to-date. Rallies have been weak, and investor confidence remains fragile. Until Ripple s institutional expansion translates into clear demand for XRP, traders are likely to stay cautious.